Your health. Your money. You're in control.

A Health Savings Account (HSA) gives you more control over your healthcare financing. Health Savings Accounts are combined with an HSA-compatible health plan to offer a more affordable approach to healthcare.  The health plans typically provide lower premiums and the HSA provides tax benefits when contributions are made, as funds grow and when used to pay for qualified medical expenses. Lower insurance premiums combined with using tax-free money can lead to significant savings.

Take control. Start saving now.

HSA Bank gives you the tools and resources needed to manage your HSA. With HSA Bank you have the opportunity to:

• Manage your account online.
• Earn interest on your savings.
• Take advantage of flexible investment options.
• Access the latest information on HSAs, high deductible health plans, and the consumer-driven healthcare movement.
• Ask HSA questions and receive answers from HSA experts.
• Access healthcare resources and claims negotiation services.

As the leader in HSAs, we put our expertise to work for you every day. You'll receive superior customer service, excellent interest rates, flexible investment options, and more.

Concerned about your financial security? 
In this turbulent financial market, we want to assure you that your deposits are safe and secure with HSA Bank.  All deposits are FDIC insured through Webster Bank, N.A. up to the maximum limits allowable.  (On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009).  Webster's capital ratio places it in the top 15% of its peer group of Federal Reserve Bank mid-cap bank holding companies.  Webster also did not take part in the subprime market.  As a result, Webster is better positioned to withstand the softening in the economy.