HSA Future Value Calculator

Use this tool to calculate your tax deferred growth and future value of your Health Savings Account. Enter your estimates into the fields below. Please note that this calculator is meant as a reference tool only.

Step 1

What type of coverage do you have?

(If enrolled for 12 months of the year, GEHA contributes $720 in 2008 for a Self-only policy or $1,440 in 2008 for a Self and Family policy for enrolling in GEHA Health Savings Advantage HDHP. Contributions may change annually.

Step 2

Enter the amount you plan to contribute to your HSA this year.

$
Step 3

Enter your average medical expenses per year.

 $
Your net contributions after medical expenses per year. $
Years to accumulate .
Enter your federal tax bracket (28% is used as a default) . %
Enter your state tax (5% is used as a default) . %
   
Enter bank interest rate* %
Enter average brokerage return** %

*Default rates based on average rate/return over the life of HSA. Rates are used for illustrative purposes only
** If Brokerage option is selected.
Bank Investments
Brokerage Investments
Net Contributions
$
Net Contributions **
$
Earnings
$
Earnings **
$
Tax Savings on Earnings
$
Tax Savings on Earnings **
$
Future Value
$
Future Value **
$

Click here to enter new values