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HSA Education Frequently Asked Questions

Question:


What is the tax treatment of contributions through a cafeteria plan to an employee's HSA?

Answer:


Contributions to an employee's HSA through a cafeteria plan are treated as employer contributions. The employee cannot deduct employer contributions on his or her federal income tax return as HSA contributions or as medical expense deductions under section 213. (Notice 2004-2, Q-A #19)