Leadership

Meet the health savings experts behind our success

Our leadership includes some of the foremost experts in the consumer-directed health care market, making our HSA experience unmatched by any other company.

Senior Leadership

Chad Wilkins - EVP of Webster Bank and head of HSA Bank

Charles "Chad" Wilkins, EVP of Webster Bank and head of HSA Bank

Chad joined HSA Bank in 2014 and brings more than 25 years of banking and health insurance industry experience with him. He was most recently president of his own consulting practice specializing in healthcare and financial services. Prior to that, Chad was general manager and chief executive officer of OptumHealth Financial Services, a division of UnitedHealth Group in Minnesota, where he managed all aspects of the $400 million financial services division. He began his career at US Bank's Corporate Payment Systems in Minneapolis where he had roles of increasing responsibility over a 15-year period while helping to build one of the largest and most successful commercial payment groups in the banking industry. Chad earned his Bachelor's degree in Government from Lehigh University.

Itamar Romanini - SVP Director of Sales and Business Development - HSA Bank

Itamar Romanini, SVP Director of Sales and Business Development

Itamar ensures the Bank's profitability by developing new strategies, technologies and product enhancements that retain and attract key channel partners including national and regional insurance carriers. Working closely with the sales, business development and relationship management teams, Itamar maximizes the return on partnership investments that contribute to HSA Bank's course of continual growth. Itamar joined the Bank in 2000 and set the stage for HSA Bank's national recognition as a leading HSA custodian. He was responsible for introducing debit card access, brokerage options to invest HSA dollars, and online functionality including the Bank's first website with online banking capabilities and a variety of online tools for employers and account holders.

Charlotte Kienbaum, SVP Director of Operations - HSA Bank

Charlotte Kienbaum, SVP Director of Operations

Charlotte began her career with HSA Bank in 2005 and is currently responsible for leading and directing the many strategic and tactical initiatives in our monetary operations and call center areas; projects and initiatives, new customer and partner on-boarding, budgeting, contractual review, tax reporting, card processing, customer service, and workforce development. When joining HSA Bank, Charlotte brought with her over 10 years of retail banking experience in lending, relationship management, and branch operations. She holds a Bachelor of Administration degree in accounting and is a Certified Public Accountant.

Greg Vertelka, SVP Director of Information Technology and PMO - HSA Bank

Greg Vertelka, SVP Director of Information Technology and PMO

Greg began his career with HSA Bank in 2012 and is currently responsible for aligning strategic and tactical technology planning with our company's business and growth objectives; building and sustaining technology relationships, developing and implementing technology enhancements, ensuring compliance to standards and expectations, and developing a highly professional technical team. Greg has brought with him over 20 years of experience in progressive roles managing all aspects of technology and Project Management with large global companies such as Johnson Controls and General Electric. He has a Bachelor of Business Administration degree, and is a certified Six Sigma Black Belt.

Jason Kessler - SVP Director of Product Management - HSA Bank

Jason Kessler, SVP Director of Product Management

Jason joined HSA Bank in 2015 and is responsible for overall product management, strategy and innovation. The majority of Jason's career has been spent developing and managing products related to Consumer Driven Healthcare (CDH), including over 15 years of Healthcare and Spending Account experience with J.P. Morgan, United Healthcare's Optum division and WellPoint. Having background developing products for both health insurance companies and financial institutions has allowed Jason to gain unique perspective on the healthcare issues affecting employers and employees and develop solutions that matter most to our customers. He holds a B.A. from the University at Buffalo and an M.B.A. from the Lubin School of Business at Pace University.

Traci Frase - SVP Financial Officer - HSA Bank

Traci Frase, SVP Financial Officer

Traci began her career with HSA Bank in 2008 and is currently responsible for managing the safety and soundness of the bank's financials; financial statements, budgets and projections, profitability and expense management, cost/benefit analysis, and capital management. Traci brought with her previous experience as a bank controller and auditor, sales and service management system implementation, along with CRM and ITI software integration. She is currently pursuing her MBA, holds a Bachelor of Business Administration degree in accounting and finance, and is a Certified Public Accountant.

Mark Siebold, VP Director of Marketing - HSA Bank

Mark Siebold, VP Director of Marketing

Mark joined HSA Bank in 2012 as Vice President and Senior Product Manager and is currently responsible for all aspects of HSA Bank's marketing & communications strategy including customer communications & education, brand management, digital marketing and market research. His main focus is on finding new and creative ways to help our customers own their health by making informed decisions about how they use their healthcare dollars before and during retirement. Mark has over 16 years of experience in the financial services, healthcare & retirement industries playing key roles at Thomson Reuters and Charles Schwab with a focus on product development, marketing and client education. He holds a BA in Finance from the University of Wisconsin – La Crosse.

Wally Fick, VP Director of Administration and Risk Management - HSA Bank

Wally Fick, VP Director of Administration and Risk Management

Wally began his career with HSA Bank in 2004 and is currently responsible for directing the risk management program, guiding the development of long-range capacity planning, while administering activities relating to strategic planning, execution, and performance reporting. In previous roles with the company, Wally designed and developed the customer call center as well as the bank's regulatory compliance program. Prior to joining HSA Bank, Wally spent over 15 years in various management and leadership positions in both manufacturing and customer service industries. He holds degrees in Business Management and Materials Management, is a certified Six Sigma Black Belt, and a certified Balanced Scorecard Master Professional.

Sue Dorgan - Vice President, Sr. HR Business Partner - HSA Bank

Sue Dorgan, VP Sr. HR Business Partner

Sue joined HSA Bank in 2014 as Vice President and Senior HR Business Partner. She is responsible for the execution of business leadership goals with a focus on the growth, development and engagement of all HSA Bank team members. Sue has over 15 years of experience in Human Resources, primarily in the financial services industry. She earned her Bachelor's degree from St. Norbert College, and is SPHR certified.


Business Development Team

Chris Ebersole - Sr. Vice President of Business Development - HSA Bank

Chris Ebersole, Sr. Vice President of Business Development

Chris rejoined HSA Bank as the vice president of Business Development in 2011, responsible for building and maintaining strategic partnerships with third-party administrators, health plans and technology providers. Chris had previously been a regional vice president with HSA Bank beginning in 2004. For almost two years, he managed the bank's relationships in the eastern United States. In 2006, Chris joined The Bancorp Bank as Vice President, Director of Healthcare Sales to drive the growth of its HSA solution. He has more than 25 years of experience marketing employee benefits programs, healthcare and banking solutions. Chris earned the Certified Employee Benefit Specialist (CEBS) designation from The Wharton School of the University of Pennsylvania.

Patrick Farrell, Vice President of Business Development

Patrick Joined HSA Bank as Vice President of Business Development in 2014. He is responsible for developing and building relationships with national benefit consultants and large employers to further HSA Bank as the leader in the consumer-driven healthcare space. Prior to joining HSA Bank, Patrick worked for more than 10 years in consumer-driven health account product sales, establishing himself as a leader in the industry. He has worked in product rollouts and built relationships with brokers and consultants. Patrick holds a Bachelor of Arts Degree from the University of Minnesota.

Patrick currently resides in the Minneapolis metro area and can be reached by phone at (612) 716-2538 or by email.

Stewart Feller, Vice President of Business Development

Stewart joined HSA Bank as Vice President of Business Development in 2014. He is responsible for developing and building relationships with health insurance carriers. Stewart is an accomplished business development executive in the Human Resource, and Insurance space. He is responsible for developing and building relationships with insurance carriers. Stewart has also worked in the HR and benefits space for several industry leaders, building alliances with insurance and benefit brokers. Stewart maintains his life and health insurance license and for five years was an adjunct professor of Human Resources and Employee Benefits at Baruch College in New York City, part of the City University of NY.

Stewart currently resides in the New York City area and can be reached by phone at (201) 921-6190 or by email.

Sanders McConnell, Vice President of Business Development

Sanders joined HSA Bank in 2014. He is responsible for developing and building relationships with national and regional health insurance carriers. Sanders has been a consumer driven healthcare account champion for over eight years including the founding of My HSA Rewards. He has also worked to provide industry leading debit card processing for HSAs as well as other notional accounts like FSAs, HRAs, Rewards and Commuter benefits.

Sanders currently resides in the Atlanta metro area and can be reached by phone at (920) 803-3079 or by email.

Sales Team

Wendy Blumer - Regional Vice President - HSA Bank

Wendy Blumer, Regional Vice President

Service Area: Colorado, Nebraska, Iowa, Minnesota, North Dakota, South Dakota, Montana, Wyoming, Idaho
Wendy joined HSA Bank as the vice president of brokerage in 2007. She is responsible for developing and maintaining relationships with Broker Dealers and Financial Advisors. Before joining HSA Bank, Wendy spent eight years in the insurance and financial services industries. She received her bachelor's degree from the University of St. Thomas in St. Paul, Minnesota.

Wendy currently resides in the Minneapolis metro area and can be contacted by phone at (310) 753-8838 or by email.

David Drzymkowski - Regional Vice President - HSA Bank

David Drzymkowski, Regional Vice President

Service Area: California, Hawaii
David joined HSA Bank as a regional vice president in 2005. He is responsible for developing and maintaining relationships with insurance carriers, agencies, TPAs, employers and other financial institutions in California and Hawaii. Before joining HSA Bank, David spent more than 17 years as a leading health insurance representative. With the introduction of Health Savings Accounts in 2004, David began educating agents, companies and consultants of its benefits and quickly grew into the leading agent for Health Savings Accounts (HSAs) for his company.

David currently resides in the Los Angeles metro area and can be contacted by phone at (949) 374-2853 or by email.

Phil Hartsig - Regional Vice President - HSA Bank

Phil Hartsig, Regional Vice President

Service Area: Alabama, Arkansas, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee
Phil joined HSA Bank as a regional vice president in 2008. He is responsible for developing and maintaining relationships with insurance carriers, benefit consultants, TPAs, employers and other financial institutions in the Southeast. Before joining HSA Bank, Phil spent over 27 years working in various roles with health insurance carriers, third party administrators and benefit consulting firms. He was an early advocate of consumer-directed health plans as a means for his clients to rein in spiraling health care costs.

Phil currently resides in the Nashville area and can be contacted by phone at (920) 522-3991 or by email.

Glenn Stokes - Sr. Vice President - HSA Bank

Glenn Stokes, Sr. Vice President

Service Area: Illinois, Indiana, Kansas, Michigan, Missouri, Wisconsin
Glenn joined HSA Bank as a regional vice president in 2004. He is responsible for developing and maintaining business relationships with carriers, benefit consultants, MGAs, GAs, agencies, brokers, TPAs and employers in the central region of the United States. Glenn has nearly 30 years of insurance industry experience, first on the carrier side and then later as an agency owner. He graduated from San Jose State University, did graduate work in the MBA program at DePaul University, and spent over two years in the Philippines as a Peace Corps volunteer. He holds the CLU, FLMI and LUTCF professional designations.

Glenn currently resides in the suburban Chicago area and can be contacted by phone at (630) 983-9334 or by email.

Michael Olaiz - Sr. Vice President - HSA Bank

Michael Olaiz, Sr. Vice President

Service Area: Texas, Oklahoma
Michael joined HSA Bank in 2005 as a supervisor in the Client Assistance Center (CAC). He was promoted to the manager of the CAC in 2006. While managing the CAC, Michael took an active role in streamlining processes to create consistency throughout the CAC. He also developed an internal FAQ system that expanded the ability of all departments to provide consistent, accurate responses to customers. Today, Michael is responsible for serving HSA Bank's business relationships in Texas and Oklahoma as Sr. Vice President.

Michael currently resides in the Dallas-Fort Worth metro area and can be contacted by phone at (972) 358-7869 or by email.

Christine Walker - Regional Vice President - HSA Bank

Christine Walker, Regional Vice President

Service Area: Alaska, Arizona, New Mexico, Nevada, Oregon, Utah, Washington
Christine joined HSA Bank in 2007 as the assistant vice president for the southwest; she was promoted to regional vice president in June of 2010. She is responsible for developing and maintaining relationships with insurance carriers, agencies, TPAs, employers and other financial institutions. She also serves on the Greater Phoenix Association of Health Underwriters (GPAHU) as the 2011-2012 President and Director of Public Service. Before joining HSA Bank, Christine spent more than 12 years in the financial and insurance industries, focusing on providing exceptional customer service to clients in all market sizes.

Christine currently resides in Phoenix and can be contacted by phone at (602) 206-9176 or by email.

Steve Tomer - Regional Vice President - HSA Bank

Steve Tomer, Regional Vice President

Service Area: Ohio, Maryland, Washington D.C., West Virginia, Virginia
Steve joined HSA Bank as a regional vice president in 2010. He is responsible for developing and maintaining relationships with insurance carriers, agencies, TPAs, and employers. Before joining HSA Bank, Steve spent nearly 20 years in the group health and employee benefits insurance industry where his focus was to build and develop client relationships. Steve has always been a proponent of consumers having more control of their healthcare dollars. He first marketed FSAs so employees could pay for out of pocket healthcare costs with tax-free funds. When consumer driven healthcare evolved into HSAs, it was natural for him to support and promote them.

Steve currently resides in the Columbus metro area and can be contacted by phone at (614) 565-7823 or by email.

Wm. Joseph Renaud - Associate Vice President - HSA Bank

Wm. Joseph Renaud, Associate Vice President

Service Area: Pennsylvania, New Jersey and Delaware
Joe joined HSA Bank as an Associate Vice President in 2013. He is responsible for building, developing and maintaining relationships with insurance carriers, brokers, benefit consultants, TPAs, MGAs, GAs, agencies, employers and other financial institutions in Pennsylvania, New Jersey and Delaware. Before joining HSA Bank, Joe spent over 30 years working in various sales and sales management roles with insurance carriers, managed care and employee benefit consulting firms. He is a proponent of consumers having more control of their healthcare dollars and has promoted the value of HSAs as a tool to help employees pay for out-of-pocket healthcare cost with tax-free funds. Joe received his bachelor's degree from Fontbonne University in St. Louis, MO.

Joe currently resides in the suburban Pittsburgh area and can be contacted at (724) 799-4792 or by email.

Manny Manso, Associate Vice President - HSA Bank

Manny Manso, Associate Vice President

Service Area: Florida
Manny joined HSA Bank as an Associate Vice President in 2013. He is responsible for building relationships with insurance carriers, benefit consultants, brokers, and employers in Florida. Manny brings over two decades of experience in the health insurance industry to our national sales team. Most recently, he served as Vice President of Business Development for Advantica in Tampa, Florida. Prior to that, he was a Sales Executive for Humana. When meeting with business partners and employer groups, Manny enjoys doing the math on how to save with a HDHP+HSA. Manny stays current on employee benefit industry trends including the impacts of health care reform and is a frequent speaker on the topic. He holds the RHU, ChHC and CDHC professional designations.

Manny currently resides in Tampa, Florida and can be contacted by phone at (813) 399-4990 or by email.

Larry Maistelman - Regional Vice President - HSA Bank

Larry Maistelman, Regional Vice President

Service Area: Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, Vermont
Larry joined HSA Bank as a regional vice president in 2011. He is responsible for developing and maintaining relationships with insurance carriers, agencies, third party administrators, and employers. Before joining HSA Bank, Larry spent 17 years in the insurance and financial services industries, including five years as the owner and president of his own agency. Larry feels HSAs — along with the compatible health plans — offer a strategic way to manage exorbitant premiums in an economic environment that has employers and employees searching for a way to stop the escalating cost of health insurance.

Larry currently resides in the Plainview, NY area and can be contacted by phone at (516) 350-1980 or by email.