Welcome to PCIP HSA
Pre-Existing Condition Insurance Plan participants can open a Health Savings Account (HSA) with their new, qualified high deductible insurance plan. If you are a PCIP participant, an HSA offers additional tax benefits to you. HSA Bank is a nationwide leader in Health Savings Accounts and the industry expert.
Click here to open your Pre-Existing Condition Insurance (PCIP) HSA. If you are not sure if your PCIP Insurance Plan is qualified, click here.
What is an HSA?
Health Savings Accounts (HSAs) are tax-exempt accounts where funds grow to pay for eligible medical expenses. HSAs give control back to consumers and assist in lowering healthcare costs.
HSAs provide tax advantages when the funds are deposited, as the funds grow and when the funds are withdrawn for qualified medical expenses. Learn how you can take advantage of all the tax benefits an HSA has to offer.
Contribution Limits & IRS Requirements
Each year the IRS establishes limits for HSA contributions, along with the minimum deductible and maximum out-of-pocket expenses for an HSA-compatible health plan.
Eligible Medical Expenses
HSA funds can be used to pay for eligible medical expenses incurred by you or your family.
The IRS provides a series of resources, publications and notices to assist in understanding how an HSA is funded and utilized in different situations.