Members / Devenir Guided Portfolio Self-Directed Investment Program

Devenir Guided Portfolio Self-Directed Investment Program

Helping you select the investments that are right for you!

 

Smart Investing. Made Simple.

Want to maximize your HSA Savings, but not sure the best way to go about investing?* HSA Guided Portfolio is an easy-to-use online planning tool designed to help you start investing, and manage your self-directed investment account moving forward. It works by helping you align your HSA investments. You simply need to provide some information about yourself, your HSA, and your general health.

That’s what we call smart investing made simple.

Get StartedGet Started with Devenir Guided Portfolio Watch Overview DemoWatch Overview Demo of Devenir Guided Portfolio
Guided Portfolio Computer - Presentation Only

Investing as Easy as 1-2-3

Woman on Tablet - Presentation Only
  1  

UPDATE YOUR ELECTIONS

HSA Guided Portfolio tool helps you determine how transfers from the HSA cash account will be allocated among the fund lineup.

  2  

REALIGN YOUR ACCOUNT

Next, you have the option at any time to perform an adjustment of your fund balances according to your elections.

  3  

AUTO-REBALANCE

By initiating the auto-rebalance feature, you allow the system to automatically adjust your fund balances to stay aligned with your investment goals. Please note: As the investor, you control the schedule for the auto-rebalance feature.

Industry-Leading Fund Options

HSA Bank is partnering with Devenir, the leading provider of investment advisory services to the HSA industry, to offer a HSA diversified leading fund lineup. As part of the HSA Bank self-directed investment options, the Devenir Guided Portfolio program offers low-cost, no-load mutual funds, covering a range of asset classes and families. These highly-rated Morningstar funds also include a wide variety of categories, such as, real estate and emerging markets. And because Devenir is constantly reviewing the fund lineup, you can be confident that the offering will be competitive.

FUND FAMILIES

  • Vanguard
  • Fidelity
  • T.Rowe Price
  • PIMCO
  • Principal
  • Dimensional
  • Diamond Hill
  • Cohen & Steers
  • Mainstay
  • Virtus
  • Western Asset/Legg Mason

FUND TYPES

  • Index Funds
  • Managed Funds
  • Target Dated Funds
  • Target Risk Funds

FUND CATEGORIES

  • Bond Funds
  • Growth Funds
  • International Funds
  • Real Estate Funds
  • Health
View Fund Performance

Note: If you are an existing HSA Bank member, you may have access to a different fund lineup. To view your list of available mutual funds, log into your account and click on "Manage Investments."

SECURITIES AND INVESTMENTS

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value


*You may be required to keep a minimum balance in your HSA cash account to invest funds.

HSA Bank does not provide investment services; investment services are provided by Devenir. HSA Bank and Devenir are separate unaffiliated companies and are not responsible for each other’s services or policies. Self-directed investment options are the sole responsibility of the account owner. Your ability to replace losses in the investment account may be limited by the annual contribution limits of your HSA.

Neither HSA Bank, nor Devenir Group, LLC, the third party, can provide investment advice to you on this program. We recommend you speak with a licensed advisor or consult the prospectus should you have questions about any investment.

The Devenir Mutual Fund Investment Account may include a 0.30% annual fee which is charged quarterly. The fee is deducted pro rata from the mutual fund account on or about the 10th business day following the end of each quarter. The fee is assessed only on the first $50,000 of the Investment Account balance. There is a minimum fee of $1.50 per quarter. Accounts opened during the quarter are assessed the full 0.075% for that quarter. If the account balance is below $1.50 on the fee deduction date the full balance will be sold.

OPEN A DEVENIR INVESTMENT ACCOUNT

Learn how to open a Devenir Guided Portfolio Self-Directed Investment Account.

Get StartedLearn how to open a Devenir Guided Portfolio