Learning Center / Healthcare Legislation White Paper

Learn how recent legislative efforts favor HSAs


Health Savings Accounts (HSAs) have played an important and prominent role in the U.S. healthcare landscape and in legislative efforts of the last several Congresses. Driven by their popularity with employers and employees as a cost reduction device and powerful healthcare spending tool, HSAs have emerged as one of the fastest growing elements in health plan design today.

The reform of the Affordable Care Act (ACA) was high on the to-do list of the GOP heading into 2017, and we’ve seen these legislative efforts surrounding healthcare materialize with the passing of the American Health Care Act (AHCA) in the House of Representatives. As passed by the House, AHCA has six specific impacts on HSAs and Consumer-Directed Healthcare (CDH). The paper provides insight into why these changes are substantial and how they will positively impact individuals’ ability to own their health.