Contributing to Your Account

HSA Bank makes it easy and convenient for you to contribute to your account. We offer four options, so choose one, or any combination to best meet your needs.

Payroll Deduction

If your employer offers this option, your HSA contributions can be deducted from your paycheck on a pre-tax basis. This decreases your taxable income. For more information on this option, please contact your employer.

Online Contributions

Using our Online Transfer tool is one of the easiest ways to contribute to your account. Simply log into the Member Website and link an external checking or savings account to your HSA. Plus, you can set up recurring contributions so you'll have the peace of mind that your HSA is always funded to cover your eligible medical expenses.

Personal Check or Money Order

Funds can be contributed to your HSA by mailing a check or money order. To ensure timely and accurate processing, please include a deposit slip from either your HSA checks or account statements, or complete and include a Contribution Form. To access the Contribution Form, log into the Member Website.

Transfer / Rollover

To make a transfer or rollover from an existing HSA or MSA, complete and submit the HSA Application & Eligibility Form and the Health Savings Account Transfer/Rollover Request Form.

Transfers can also be made from an IRA; however, they are subject to the annual maximum contribution limit. To initiate a transfer from an IRA, complete the IRA to HSA Transfer Form.

To access these forms, log into the Member Website.

Note: IRA transfers can only be done once-per-lifetime.

Before initiating a transfer or rollover of any kind, please consult a qualified tax advisor to understand any conditions or risks that may apply.

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