TD Ameritrade Self-Directed Investment Account

HSA Bank provides you with a unique opportunity to invest your Health Savings Account (HSA) funds in a self-directed brokerage account.

TD Ameritrade offers a wide array of services for every company and every employee.

  • Stocks, bonds and thousands of mutual funds (trading fees may apply)
  • No HSA minimum balance required to begin investing
  • Online access to real-time data, customizable charts and one-click integrated trading
  • Integrated, online access to trading, balance information and much more through HSA Bank's Member Website
  • Ability to place trades by website, telephone, mobile device and broker
  • Access to independent research tools, such as S&P and Morningstar®, to help you make informed trades
  • Trading fees may be applied by TD Ameritrade; additional fees vary by program, location or arrangement.

If you're interested in self-directed investing and want to put your money to work for you, learn more about TD Ameritrade. HSA Bank receives compensation from TD Ameritrade for performing certain services.

Open a self-directed HSA Investment Account with TD Ameritrade

Log into the Member Website to enroll.

Within 5 - 7 business days you will receive your TD Ameritrade Welcome Kit which will contain additional steps you'll need to complete before accessing your account. The Welcome Kit will also include information to:

  • Create a secure ID and Password to access and manage your TD Ameritrade account
  • Select the stocks, bonds and/or mutual funds you'd like to invest in
  • Set up multiple "Watch lists" to monitor your investments
  • Receive online trade confirmation and account statements

Please contact HSA Bank's Client Assistance Center with any questions regarding this process by phone at (800) 357-6246 or by email at


HSA Bank does not provide brokerage services; brokerage services are provided by TD Ameritrade. Investment accounts are not FDIC insured, may lose value and are not a deposit account or other obligation of HSA Bank. Investment accounts are not bank guaranteed or guaranteed by any federal government agency. Self-directed investment accounts are the sole responsibility of the account owner. HSA Bank does not offer investment advice. Carefully weigh the advantages and disadvantages of investing your HSA funds before doing so. Access to real-time market data is conditioned on acceptance of the exchange agreements. Professional access differs and subscription fees may apply. Research provided by unaffiliated third-party sources is deemed reliable to TD Ameritrade. However, TD Ameritrade does not guarantee accuracy and completeness and makes no warranties with respect to results to be obtained from use. TD Ameritrade does not recommend disabling the order preview screen when using the one-click feature. TD Ameritrade is not responsible for orders placed inadvertently. Past performance does not guarantee future results. TD Ameritrade, Inc. and HSA Bank are separate, unaffiliated companies and are not responsible for one another’s services, policies and information. Brokerage services provided by TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto-Dominion Bank. Used with permission. HSA Bank receives compensation from TD Ameritrade for performing certain services.

Morningstar® is a registered trademark of Morningstar, Inc.

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