Take care of it with an HSA

When you fear medical bills more than medical problems, you make wild trade-offs, like swapping an ambulance for a buddy’s hatchback. But with a Health Savings Account (HSA) with HSA Bank, you can save money tax free and use it to pay for medical care, prescriptions and more. So you can take care of what you need to.

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What's an HSA?

Watch this quick video to learn how an HSA works—and how it can help you save on healthcare costs. From tax advantages to long-term savings, find out how you can make the most of your HSA-eligible Bronze plan.

Bronze plans now HSA eligible

New legislation affecting benefits accounts, including HSAs, recently passed. That means Bronze healthcare plans are now HSA eligible, so you can take care of your health without making trade-offs. Learn more about the changes that may impact you.

Learn more

Open an HSA with HSA Bank

Discover what’s unique about an HSA with HSA Bank. Millions of people have had access to HSAs for decades. Now it’s your turn.

Get tax benefits

With your HSA, you can put tax-free money in. Enjoy tax-free growth. And spend tax-free on tons of qualified medical expenses. There’s no other savings account like it.

Use on almost anything

You can use your HSA dollars for doctor visits, prescriptions, behavioral health, dental, vision, and hundreds of other IRS-qualified expenses.

It’s your money for life

Your HSA is yours to keep, even when you switch jobs, insurance plans, or retire.

Built for now and later

Pay today’s health costs efficiently or invest HSA dollars for tomorrow’s care. An HSA earns interest tax free and can be invested, similar to a 401(k).

Ready to start saving?

Open an HSA

Get answers to Frequently Asked Questions (FAQs)

Contributions to HSAs are not subject to federal income taxes.* Plus, earnings to an HSA from interest and investments are tax-free.

_{*Federal tax savings are available regardless of your state. State tax savings may not be available in every state. HSA Bank does not provide tax advice. Consult your tax professional for tax-related questions. For more information concerning state taxes, please consult with your state department of revenue.}

No, HSA funds roll over from year-to-year, allowing your balance to grow over time.

Yes, HSA Bank offers investment options for your HSA.

You can pay for IRS-qualified medical expenses with funds from your HSA by using your HSA Bank-issued debit card. You can also reimburse yourself later for any IRS-qualified medical expense paid out of pocket in your online account.

Any eligible individual may contribute to an HSA. Family members may also make contributions to your HSA. The combined contribution amount is subject to the annual IRS contribution limits.