FSA Resources

What is a Flexible Spending Account? (FSA)

You can use your Healthcare Flexible Spending Account (HC-FSA), Limited-Purpose Flexible Spending Account (LP-FSA) or Dependent Care Flexible Spending Account (DC-FSA) to save pre-tax money from your paycheck for eligible healthcare and dependent care expenses.

What are HC-FSA, LP-FSA and DC-FSAs?

HC-FSA
Pay for IRS-qualified medical expenses like doctor visits, hospital fees, prescriptions, dental exams, vision appointments, over-the-counter medications and more for yourself, your spouse and any dependents.


LP-FSA
Even if you have a Health Savings Account (HSA), you can also contribute pre-tax money to your LP-FSA to reimburse yourself for eligible out-of-pocket vision and dental expenses like eye exams, prescription eyewear, prescription contact lenses, contact lens solution, vision correction surgery, dental cleanings, fillings, crowns, braces and dentures for yourself, your spouse and any dependents.


DC-FSA
A DC-FSA lets you set aside pre-tax money to pay for dependent care expenses like childcare, adult daycare, after-school care and au pair costs if they are for the purpose of enabling you (or your spouse, if married) to work.

 

 

Flexible Spending Account (HC-FSA and LP-FSA) IRS limits

2025

Maximum Contribution 3300
Maximum Carryover Amount 660

2026

Maximum Contribution 3400
Maximum Carryover Amount 680

Dependent Care Flexible Spending Account (DC-FSA) IRS limits

2025

Maximum Contribution Per Spouse if Married and Filing Separately 2500
Maximum Contribution Per Household (Single or Married Filing Jointly) 5000

2026

Maximum Contribution Per Spouse if Married and Filing Separately 3750
Maximum Contribution Per Household (Single or Married Filing Jointly) 7500