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Health Plan Comparison Calculator
This plan comparison tool helps you determine if an HSA is right for you.
Compare Health Plans
Simply enter some basic information about your health plan, and we'll provide you with the cost estimate of each plan.
Note: The plan comparison tool is intended to be used as a guide and to measure hypothetical savings. It is not intended to be used as advice. If you need advice for your specific situation, please consult with a qualified financial or tax advisor.
Please select a health plan comparison option.
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Step 1
Healthcare
Usage -
Step 2
Traditional
Plan Details HSA Plan 1 -
Step 3
HSA Plan
Details HSA Plan 2 -
Step 4
Results
Step 1: Healthcare Usage
How many times do you (and your dependents) go to the doctor's office each year?
How many prescriptions do you (and your dependents) fill each year?
Enter additional healthcare costs that you anticipate (for you and your dependents) in the coming year.
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Step 1
Healthcare
Usage -
Step 2
Traditional
Plan Details HSA Plan 1 -
Step 3
HSA Plan
Details HSA Plan 2 -
Step 4
Results
Step 2: Enter the Details of
INSURANCE COSTS:
How much do you pay for your health insurance premium each paycheck?
How many paychecks do you receive each year?
What is your deductible?
What is your maximum out-of-pocket expense?
CO-INSURANCE:
Do you have to pay co-insurance?
Co-insurance is the percentage of healthcare costs you are responsible for paying after you've paid your deductible.
Please select "yes" or "no."
What is your co-insurance?
%
TAX BRACKETS:
What is your Federal tax bracket?
What is your state tax bracket?
OFFICE VISITS:
Do you have a copay to see your doctor/healthcare provider?
Please select "yes" or "no."
On average, what is your copay for an office visit?
On average, how much does it cost you to see your doctor/healthcare provider?
On average, how much does it cost you to see your doctor/healthcare provider?
PRESCRIPTIONS:
Do you have a prescription copay?
Please select "yes" or "no."
On average, what is your prescription copay?
On average, what does each prescription cost you?
On average, what does each prescription cost you?
HSA CONTRIBUTIONS:
How much will your employer contribute annually
to your HSA?
to your HSA?
How much will you, personally, contribute annually
to your HSA?
to your HSA?
-
Step 1
Healthcare
Usage -
Step 2
Traditional
Plan Details HSA Plan 1 -
Step 3
HSA Plan
Details HSA Plan 2 -
Step 4
Results
Step 3: Enter the Details of
INSURANCE COSTS:
How much do you pay for your health insurance premium each paycheck?
How many paychecks do you receive each year?
What is your deductible?
What is your maximum out-of-pocket expense?
CO-INSURANCE:
Do you have to pay co-insurance?
Co-insurance is the percentage of healthcare costs you are responsible for paying after you've paid your deductible.
Please select "yes" or "no."
What is your co-insurance?
%
TAX BRACKETS:
What is your Federal tax bracket?
What is your state tax bracket?
OFFICE VISITS:
On average, how much does it cost you to see your doctor/healthcare provider?
PRESCRIPTIONS:
On average, what does each prescription cost you?
HSA CONTRIBUTIONS:
How much will your employer contribute annually
to your HSA?
to your HSA?
How much will you, personally, contribute annually
to your HSA?
to your HSA?
-
Step 1
Healthcare
Usage -
Step 2
Traditional
Plan Details HSA Plan 1 -
Step 3
HSA Plan
Details HSA Plan 2 -
Step 4
Results
Results
POTENTIAL SAVINGS WITH :
$
COST:
$
COST:
$
See How Increasing Your Annual HSA
Contribution Could Impact Your Savings:
Contribution Could Impact Your Savings:
Reminder: The IRS sets annual contribution limits. Visit hsabank.com/irs-guidelines for more information.
The Math
COST
| () Healthcare Visits ($ each) | $ |
| () Prescriptions ($ each) | $ |
| () Healthcare Visit Copays ($ each) | $ (Does Not Apply to Deductible) |
| () Prescription Copays ($ each) | $ (Does Not Apply to Deductible) |
| Additional Healthcare Expenses | $ |
|
Cost of Healthcare Visits, Prescriptions, and Additional Healthcare Expenses |
$ () |
| Apply Co-insurance (% After Deductible Met) | $ |
| Amount Paid in Co-pays | $ |
| Total Cost of Medical Expenses (Includes Co-insurance and Co-pays) |
$ |
| Annual Premiums | $ |
| HSA Tax Savings | $ |
| TOTAL COST | $ |
COST
| () Healthcare Visits ($ each) | $ |
| () Prescriptions ($ each) | $ |
| Additional Healthcare Expenses | $ |
|
Cost of Healthcare Visits, Prescriptions, and Additional Healthcare Expenses |
$ () |
| Apply Co-insurance (% After Deductible Met) | $ |
| Total Cost of Medical Expenses (Includes Co-insurance and Co-pays) |
$ |
| Annual Premiums | $ |
| HSA Tax Savings | $ |
| TOTAL COST | $ |