Learning Center / Health Savings Account

Health Savings Account


A Health Savings Account, or HSA, is a unique, tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can't duplicate. With an HSA, members will have:

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A tax-advantaged savings account: that they can use to pay for eligible medical expenses as well as deductibles, co-insurance, prescriptions, vision expenses, and dental care.

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Unused funds that will roll over year to year. There's no "use it or lose it" penalty.

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The potential to build more savings in self-directed investment options.

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Additional retirement savings. After age 65, funds can be withdrawn for any purpose without penalty, but may be subject to income tax if not used for IRS-qualified medical expenses.

It Takes Less Than 10 Minutes to Open an HSA

Take control of your healthcare savings.

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