HSA Self-Directed Investment Options
HSA Bank provides unique opportunities to invest Health Savings Account (HSA) funds in self-directed investment options.* It’s a great way to potentially grow HSA funds for healthcare expenses, or save funds as a nest egg for retirement.
Devenir Guided Portfolio Self-Directed Investment Program
Offers low-cost, no-load mutual funds, covering a range of asset classes.
HSA Guided Portfolio tool to select investment elections and realign your portfolio
Auto-Rebalance feature to keep your portfolio allocation in line with your individual needs
Quarterly performance review of mutual funds by Devenir, an SEC registered investment advisor
Online access to investment account history, balance information, future elections, trades, and much more through HSA Bank’s Member Website
Access to Morningstar® pages, fund fact sheets, and prospectuses
A quarterly asset based fee may be charged which is calculated on the amount invested and deducted pro rata from the investment account; no commission on investment trades
Note: If you are an existing HSA Bank member, you may have access to a different fund lineup. To view your list of available mutual funds, log into your account and click on "Manage Investments."
TD Ameritrade Self-Directed Brokerage Option:
Offers a wide selection of investment choices, educational resources, and services.
Stocks, bonds, ETFs, and thousands of mutual funds
Online access to real-time data1, customizable charts, and one-click integrated trading
Integrated, online access to trading, balance information, and much more through HSA Bank’s Member Website
Ability to place trades by website, telephone, mobile device, and broker
Access to independent research tools, such as S&P and Morningstar®
Trading fees may be applied by TD Ameritrade; additional fees vary by program, location or arrangement
SECURITIES AND INVESTMENTS
Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value
*You may be required to keep a minimum balance in your HSA cash account to invest funds.
HSA Bank does not provide brokerage/investment services. Brokerage services are provided by TD Ameritrade, Inc., member FINRA/SIPC, and a subsidiary of The Charles Schwab Corporation.
TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Investment services are provided by Devenir. HSA Bank, TD Ameritrade, and Devenir are separate, unaffiliated companies and are not responsible for each other’s services or policies. Self-directed investment options are the sole responsibility of the account owner. Your ability to replace losses in the investment account may be limited by the annual contribution limits of your HSA.
Neither HSA Bank, nor Devenir Group, LLC, the third party, can provide investment advice to you on this program. We recommend you speak with a licensed investment advisor or consult the prospectus should you have questions about any investment.
1Access to real-time market data is conditioned on acceptance of the exchange agreements. Professional access differs and subscription fees may apply. Research provided by unaffiliated third-party sources is deemed reliable to TD Ameritrade. However, TD Ameritrade does not guarantee accuracy and completeness and makes no warranties with respect to results to be obtained from use. TD Ameritrade does not recommend disabling the order preview screen when using the one-click feature. TD Ameritrade is not responsible for orders placed inadvertently. Past performance does not guarantee future results.